5 Laws That'll Help Industry Leaders In Injury Litigation Industry

What Is Injury Compensation?

Injury compensation is the money paid to injured workers in order to compensate them for their losses from workplace accidents. These losses include medical expenses and lost wages, as well as future income, and loss of enjoyment of life.

There are two options to receive this kind of money--a settlement or a lawsuit. A lawyer can review your case and advise you on which option is best for you.

Medical Treatment

Medical treatment is an essential component of your injury claim. The insurance company will pay for reasonable and essential medical treatment. This includes medical bills from medical professionals and specialists. The insurance company will also reimburse you for prescription and over-the counter medications and expenses for travel to and from medical appointments.

Depending on the nature of your injury you may need assistive aids such as canes, wheelchairs, or special clothes. You may also be able to recover costs for home modifications, such as stair lifts and ramps. Medical expenses cover the cost of diagnostic tests that are required to diagnose your injuries and monitor your recovery. You can also recover the costs of surgery necessary to treat your injuries. The workers' compensation board has medical treatment guidelines that doctors must follow. These guidelines permit your health care provider to carry out most of your treatment without asking the insurance company for authorization.

Following the advice of your doctor can be very beneficial in your case. If the defendant or the insurer finds that you've been avoiding appointments and playing tennis on weekends despite the fact that you've suffered injuries, they could claim that your injuries aren't as serious as you claim. On the other side, if you're continuously consulting with health professionals and receiving extensive medical treatment then they'll have to admit that your injuries are serious.

Lost Wages

Injuries can be physically painful but they can also be financially devastating. The costs of treatment could quickly mount up and injured victims may also have to deal with lost wages while recovering from their injuries. If your injury attorney caused you to not be able to work, you could be entitled to compensation for the time you've missed.

Proving the loss of wages is a complicated process and requires specific documentation. In addition, to medical narratives it is crucial to use copies of your previous pay stubs as well as income tax documents. Your lawyer can use these to substantiate the amount of income you have lost due to your injury.

Your lost wages may include your normal hourly earnings or salary, the possibility of overtime, bonuses, commissions, and much more. You can also include benefits you no longer receive, such as free meals or allowances for cars.

You may also be able to claim compensation for the days that you did not work due to your injury because you needed to take sick or vacation leave to cover those days. Your lawyer can determine the fair value of these days and request payment from the responsible party. If the injury is permanent, your lawyer can also seek compensation for lost future earning capacity. This is a more complicated procedure and requires hiring a forensic accountant or actuary who can prove the loss of your future earnings potential.

Medical Expenses

You may be faced with huge medical bills, based on the severity of the injury. This could strain your financial situation. A serious injury could also stop you from earning income and working for a long amount of time. This could put an financial burden on you and your loved ones.

You can claim compensation for all medical expenses related to it including ambulance rides doctors' visits and xrays, hospital treatment, supplies, medications and orthopedic devices. You may also claim reimbursement for travel costs to and from medical appointments, including therapy. Keep receipts for all medical expenses. You will be reimbursed on the basis of actual expenses.

To negotiate lawyers and insurance companies typically use your bill amounts as the basis for calculating medical special damages. Then, they multiply that number by a number of 1.5 to 5 to determine your general damages. Most commonly minor injuries will fall on the low portion of this spectrum while long-lasting or serious injuries are on the upper end.

The Kocian Law Group is skilled at ensuring that you receive all the medical-related benefits to which you are entitled. We will fight to get insurers to cover the entire amount of treatment your medical professional recommends -- even if the insurance company denies the necessity or reasonableness of the treatment.

Pain and Suffering

The victim of an injury is entitled to be compensated for the emotional and physical pain and suffering that result from his or her injuries. Physical injuries and pain may include future and past medical treatment. Discomfort, mental anguish, embarrassment, shock and sadness may also be considered.

It is difficult to put a price on the pain and distress of an accident, especially when it involves permanent injuries such as being confined to a wheelchair or blinded. It is crucial for accident victims to have the support of a lawyer in gathering adequate evidence to show their losses.

In some instances the victim will reach a settlement without having to go to trial. This is referred to as an agreement to settle and will typically involve an insurance company. The insurance company can employ a multiplier or per diem method to calculate the pain and suffering damages.

Both the multiplier and per diem techniques are utilized by courts to determine the amount of compensation for the physical and emotional suffering of victims of accidents. Both methods have their pros and cons, but the final amount will be decided by the jury. A skilled personal injury lawyer can assist injured victims find the right evidence to make a strong claim for fair compensation. The highly skilled lawyers at Adam S. Kutner & Associates can assist with the investigation and preparation of your case for court or a settlement.